News for 'Personal Finance Expert'

5 home loan lessons from Mahatma Gandhi

5 home loan lessons from Mahatma Gandhi

Rediff.com1 Oct 2015

Gandhiji inspired the nation to believe in their dream. He continues to be an inspiration to each one of us by making us believe in our dreams. Make that home loan work for you and don't give up till you sign on the dotted line for owning your dream home.

Ask Ajit: 'Help! I have inherited these stocks...'

Ask Ajit: 'Help! I have inherited these stocks...'

Rediff.com23 Nov 2020

Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

9 things money can't buy

9 things money can't buy

Rediff.com17 Jul 2015

For everything else you have your credit card!

Do credit cards really help your Credit Score?

Do credit cards really help your Credit Score?

Rediff.com6 Oct 2015

Too much unsecured loan can harm your CIBIL rating.

Home loan rejected? Here's hope!

Home loan rejected? Here's hope!

Rediff.com8 Sep 2015

A six-point checklist to follow when lenders reject your home loan application.

How to handle credit card debt after the death of a loved one

How to handle credit card debt after the death of a loved one

Rediff.com20 Jan 2016

In order to make your life a tad easier, here are some pointers on what needs to be done with inheritance of credit card debt.

Budget 2020: Tax changes for charitable trusts likely

Budget 2020: Tax changes for charitable trusts likely

Rediff.com13 Jan 2020

The new provision under the Income-Tax Act may enable the authorities to seize trustees' personal assets if there's a breach of objectives governing registered charitable trusts.

Have you missed your credit card bill payment?

Have you missed your credit card bill payment?

Rediff.com17 Sep 2014

Here's how to get out of this situation without hurting your CIBIL score.

How to get a credit card without a job

How to get a credit card without a job

Rediff.com9 May 2016

Here are 5 ways you can get a credit card even if you do not have a job.

How social media impacts your credit score

How social media impacts your credit score

Rediff.com5 Aug 2016

The advice your mother gave you about choosing your friends wisely got a whole new meaning with lenders looking at your social media posts

Does marriage affect your credit score?

Does marriage affect your credit score?

Rediff.com22 Feb 2016

Getting married has no direct bearing on the credit score of either of the spouses. However it does impact the financial situation and may sometimes impact the credit score of any individual indirectly due to the action of the partner.

A loan guarantee could harm your CIBIL Score

A loan guarantee could harm your CIBIL Score

Rediff.com2 Feb 2016

Guaranteeing a loan requires careful analysis before making the decision; you should not guarantee a loan just because a friend or acquaintance has asked you to do so, warns Rajiv Raj

India Inc bracing for coronavirus impact on bankruptcies

India Inc bracing for coronavirus impact on bankruptcies

Rediff.com25 Mar 2020

The government is drawing up a relief package for industry with steps such as relaxation of asset-classification norms by banks, thus allowing companies to delay the repayment of loans, and tax holidays for the worst-hit sectors like aviation and hospitality. But it might not be enough to stop more bankruptcies from getting filed.

Fundamentals of Indian economy strong, has capacity to bounce back: Modi

Fundamentals of Indian economy strong, has capacity to bounce back: Modi

Rediff.com9 Jan 2020

At the pre-Budget meeting at Niti Aayog, Modi called for a focussed effort from all stakeholders in order to achieve the target of $5 trillion economy. The participants urged the government to focus on credit expansion, exports growth, governance of PSBs, increasing consumption and job creation.

A home loan for everyone

A home loan for everyone

Rediff.com20 Mar 2016

Lenders have lined up a number of home loan products that can fit every aspirant's annual income.

EXPLAINED: What's this row over now-retired Bengal Chief Secretary

EXPLAINED: What's this row over now-retired Bengal Chief Secretary

Rediff.com1 Jun 2021

Following is the gist of the controversy over sudden transfer of West Bengal Chief Secretary Alapan Bandyopadhyay, who retired on Monday, to Delhi and related rules.

4 reasons why credit cards are better than cash

4 reasons why credit cards are better than cash

Rediff.com3 Dec 2014

If you do not overspend, we advise you to get yourself a credit card. It will open up a whole new world of benefits.

6 money tips for young adults

6 money tips for young adults

Rediff.com28 Jul 2015

With unlimited youthful energy, a capacity to earn more and wonderful years ahead of them, students definitely need to learn about handling money matters early in life. Here's a good starting point

Jaitley wants interest rates to be 'lot lower'

Jaitley wants interest rates to be 'lot lower'

Rediff.com14 Apr 2015

There is nothing wrong with government and RBI having conflicting opinions.

Missed your loan EMI? Be prepared for these consequences

Missed your loan EMI? Be prepared for these consequences

Rediff.com28 Oct 2014

Top four consequences for you to keep in mind before you miss a mortgage payment

Just started investing in stocks? Here's some advice

Just started investing in stocks? Here's some advice

Rediff.com3 Dec 2020

Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

Are you ready for a home loan?

Are you ready for a home loan?

Rediff.com11 Mar 2016

Find out with this five-point checklist

Indra Nooyi: 'Female leaders have it much tougher'

Indra Nooyi: 'Female leaders have it much tougher'

Rediff.com8 Mar 2022

'Women's voices are too high or too low, or they are seen as too short or too tall, or too fat or too thin, to be great leaders.' 'These judgments wear us down.'

10 skills that'll help you earn more money

10 skills that'll help you earn more money

Rediff.com10 Oct 2016

If not a full time career, learning some of these skills will help you create additional sources of income along with a regular job.

Coal Ministry to set up panel for valuation of 42 running blocks

Coal Ministry to set up panel for valuation of 42 running blocks

Rediff.com31 Oct 2014

The Coal Ministry has decided to constitute a six-member panel for valuation and assessment of the 42 running coal blocks which were deallocated by the Supreme Court.

Money lessons from Mumbai Indians' IPL win

Money lessons from Mumbai Indians' IPL win

Rediff.com28 May 2015

We are a cricket loving country and there is so much to learn from the game about investing and financial planning.

4 reasons why teenagers must use credit cards

4 reasons why teenagers must use credit cards

Rediff.com28 Jul 2016

You may think that teenagers and credit cards are a recipe for disaster but before you dismiss the idea give it a second thought.

'2017 won't be a year of big returns for investors'

'2017 won't be a year of big returns for investors'

Rediff.com10 Jan 2017

'Everyone is still trying to understand the quantum of impact demonetisation will have on the economy.'

'Bureaucratic process for selecting RBI governor is wrong'

'Bureaucratic process for selecting RBI governor is wrong'

Rediff.com26 Jul 2016

Interview with former Reserve Bank of India governor by Duvvuri Subbarao.

How to improve your credit score this Eid

How to improve your credit score this Eid

Rediff.com12 Sep 2016

Sacrifice these common misconceptions to improve your credit score this Eid

'We are in search of a Shiva to consume the poison from banking system'

'We are in search of a Shiva to consume the poison from banking system'

Rediff.com23 Nov 2020

'Should the government be in the business of running banks?' 'Particularly when it does not have the fiscal strength to continuously infuse capital into such banks?'

Money management lessons from Lord Ganesha

Money management lessons from Lord Ganesha

Rediff.com1 Sep 2014

Worried about your financial future? Lord Ganesha has some tips for you.

The many challenges facing Jaitley's fiscal promise

The many challenges facing Jaitley's fiscal promise

Rediff.com19 Sep 2018

After the April-July fiscal deficit data was released on August 31, several analysts hinted that the government may need to go for cuts in capital expenditure to meet the fiscal deficit target.

NBFC job losses mount as lending plummets

NBFC job losses mount as lending plummets

Rediff.com16 Jul 2019

'The people let off by the NBFCs have little bargaining power and willingly settle for a 20% to 25% cut in their existing salaries when hunting for new jobs.'

What Nirmalaji said and meant

What Nirmalaji said and meant

Rediff.com23 Jul 2019

'A buoyant market economy is one which is led by the innovation and imagination of private persons,' notes Ajay Shah.

Covid-19 impact: Low interest loans likely for vaccine companies

Covid-19 impact: Low interest loans likely for vaccine companies

Rediff.com10 Oct 2020

While there has been no commitment from the government on the procurement of vaccines, initial volumes, or distribution plans, there is a likelihood that the low interest loans may be made available to these players only when the time to scale up manufacturing arises.

Decoding your CIBIL score

Decoding your CIBIL score

Rediff.com1 Sep 2015

Answers to six commonly asked questions about CIBIL score that will help clear your confusions

IL&FS case reveals what India's resolution mechanism is lacking

IL&FS case reveals what India's resolution mechanism is lacking

Rediff.com1 May 2021

The infra-major going belly up cracked open some major flaws in the system - the most evident being weak corporate governance and how layers of corporate structures could be formed adding to the opaqueness of the group.

A CEO of CEOs

A CEO of CEOs

Rediff.com12 Sep 2017

'We have great demographics, and are the fastest growing large economy. And we save.' 'All of which is great for financial services,' Aditya Birla Capital CEO Ajay Srinivasan tells Niraj Bhatt.

Ministry asks Sebi to explain stricter governance norms

Ministry asks Sebi to explain stricter governance norms

Rediff.com20 Aug 2014

While most of Sebi's new norms are aligned to changes in Companies Act, they are more stringent in certain areas.